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Escrow Terms & Phrases

Terms and Phrases is Chicago Title's Glossary of definitions, meanings, and descriptions of significance for some of our industry's most often used terms and phrases.


Joinder
Joining together in some legal proceeding.
Joint Protection Policy
A policy of title insurance which insures both the owners and the lender under the same policy.
Judgment
The decision of a court of law. Money judgments, when recorded, become a lien on real property of the defendant.
Judgment Creditor
A person, corporation, etc., that has been awarded a money judgment by a court. Recording an abstract of said judgment would create a lien on real property owned by the judgment debtor in the county where the abstract is recorded.
Judgment Debtor
A person, corporation, etc., against whom a money judgment has been awarded by the court.
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