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Title Insurance Terms & Phrases

Terms and Phrases is Chicago Title's Glossary of definitions, meanings, and descriptions of significance for some of our industry's most often used terms and phrases.

An exact and precise copy.
False Personation
Assuming, without authority, the identity of another person for fraudulent purposes.
An estate of inheritance in real property.
Fee Simple
Absolute ownership; a fee without limitation.
Fee Simple Absolute
The largest recognized estate in land; a title without limitation or end.
Fee Simple Defeasible
A fee simple estate subject to being defeated, annulled, or revoked.
Feme Covert
A married woman.
Feme Sole
An unmarried woman.
False, feigned, pretended.
Fictitious Deed of Trust
A recorded deed of trust containing general terms and provisions but naming no parties and describing no property; it is used for reference only.
Fictitious Name
A name adopted for business purposes other than the true name of owner.
One who holds a position of trust and confidence requiring scrupulous good faith and candor. For example, a trustee of a trust is a fiduciary.
Final Decree
A judicial decision finally disposing of a matter or cause.
Financing Statement
A personal property security instrument replacing a chattel mortgage upon adoption of Uniform Commercial Code.
Fissionable Material
Material capable of division into parts.
Property originally personal in character but intended to be a part of the real property to which affixed.
Enforcement of a lien by sale of property given as security.
Foreclosure Sale
The sale of property given as security to secure performance of an obligation.
The loss of a right, title, or interest in property as consequence of a default under an obligation.
A special privilege conferred by government or, a contractual right to engage in a business under trade name owned by another.
An estate in land of uncertain duration. For example, a fee simple absolute or a life estate.
Future Advance Clause
Provision for lender’s future disbursements to be also secured by a security instrument previously executed.
Future Interest
An estate in real property entitling owner to possession and enjoyment on a future date. For example, a remainder is a future interest.
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