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Title Insurance Terms & Phrases

Terms and Phrases is Chicago Title's Glossary of definitions, meanings, and descriptions of significance for some of our industry's most often used terms and phrases.

Habendum and Tenendum
To have and to hold.
Habendum Clause
The provision in a deed, usually following the description, reciting: "to have and to hold, etc."
Hand
A lineal measure of four inches.
Heir
A person entitled by law to inherit property of a decedent.
Hereditaments
Anything capable of being inherited.
Holding Agreement
A form of a trust where trustee holds legal title to real property with no active duty of management or control.
Holographic Will
A will entirely written, dated, and signed by the testator in his or her own handwriting.
Homestead
The dwelling in which an owner or head of a family resides protected to a limited extent from forced sale by a recorded declaration of homestead.
Hypothecate
To pledge without delivery of title or possession. (Principally an admiralty term that has found its way into real property finance).
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