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Title Insurance Terms & Phrases

Terms and Phrases is Chicago Title's Glossary of definitions, meanings, and descriptions of significance for some of our industry's most often used terms and phrases.

I/C
Individual/Corporation. An in-plant index of matters affecting persons or companies which cannot be entered on Lot Books because no specific properties are mentioned.
Id Est.
That is commonly abbreviated "i.e."
Idem Sonans
The doctrine that if two names may be sounded alike any variance in spelling is immaterial.
Improved Real Estate
Land upon which buildings have been erected.
In Essee
Alive; in being.
In Personam
Against the person.
In Propria Persona
In his/her own person; himself, herself. Abbreviated to "pro per."
In Re
In the matter of.
In Rem
Against property.
Inchoate
Incomplete; not perfected.
Incompetent
A person deemed by law incapable of managing his/her property.
Incorporeal
Intangible; without physical existence.
Indemnity
Compensation given for a loss sustained.
Indemnity Agreement
An agreement relieving a person of an obligation to compensate for a potential loss. A hold harmless agreement.
Indenture
A deed or other document executed by both parties.
Inheritance Tax
A tax imposed upon the privilege of succeeding to the title of a decedent.
Installment Land Sales Contract
An agreement entered into for the sale and purchase of property under which purchase price is paid in installments.
Instrument
A formal, legal, written document.
Insurable Interest
A sufficient interest in property that loss of it or damage to it would entail financial loss to the owner.
Intangible
Incorporeal; not of material or physical existence.
Inter Alia
Among other things.
Interest
A share of, or a right to, or a concern in something of Value; also, a premium paid for the use of money.
Interim Loan
A short term loan under circumstances anticipating a subsequent long term loan.
Interlocutory Decree
A decree made pending final outcome of the cause prior to final hearing on the merits.
Intestate
Without a will; also, a decedent who left no will.
Intra
Within.
Inure
To serve to the use or benefit.
Involuntary Lien
A lien created by operation of law.
Ipso Facto
Of itself; by the very fact.
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