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Title Insurance Terms & Phrases

Terms and Phrases is Chicago Title's Glossary of definitions, meanings, and descriptions of significance for some of our industry's most often used terms and phrases.

Map Act
The Subdivision Map Act (Gov. Code, Section 66410 et seq.) regulating the subdivision of land.
Marshaling
The ranking of several parcels of land for the satisfaction of a debt for which all parcels serve as security. Marshaling is an equitable principle.
Mean
Intermediate.
Mean High Tide Line
The average height of certain high waters.
Meander
To follow a winding course.
Mechanic’s Lien
A statutory lien in favor of persons contributing labor, material, supplies, etc. to a work of improvement upon real property.
Memorial
A short note, abstract, or memorandum.
Merger of Title
The absorption of a lesser estate into a larger estate.
Meridians
Imaginary north-south lines intersecting base lines to form a starting point for measurement of land.
Mesne
Intermediate, intervening.
Metes and Bounds
Measurements and boundaries.
Military Reservist Relief Act of 1991
California statutory law to protect military reservists called to serve during the Gulf War from loss of property in satisfaction of obligations incurred before being called to serve.
Monument
An object or mark employed by a surveyor to fix or to establish boundaries or land location.
Moratorium
A temporary suspension by statute of the enforceability of a debt.
Mortgage
A two party security instrument pledging land as security for the performance of an obligation.
Mortgagee
The party entitled to performance by a mortgagor.
Mortgagor
The party executing a mortgage.
Muniments of Title
Deeds and other original documents comprising a chain of title to a parcel of real property.
Mutual Water Company
A company organized for the purpose of providing water to its members.
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