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Title Insurance Terms & Phrases

Terms and Phrases is Chicago Title's Glossary of definitions, meanings, and descriptions of significance for some of our industry's most often used terms and phrases.

UCC
Uniform Commercial Code. (Com. Code, Section 1101 et seq.)
Ultra Vires
Beyond their powers.
Undivided Interests
Unsegregated interests of co-owners in the entire property owned by them as tenants in common.
Unities
The essential elements of a common law joint tenancy. i.e., unities of time, title, interest, and possession.
Unjust Enrichment
Mistake or misfortune of one person unfairly benefiting another.
Unlawful Detainer
An action brought for recovery of possession of real property.
Usury
The exaction of a greater payment or return for the loan of money than is permitted by law.
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